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You go on holiday? Cover yourself with insurance in the COVID era

The application of anti-COVID vaccines is used by developed nations to reactivate the tourism economy, where in addition to offering fun and rest, they also contemplate the much-desired dose that protects people from the effects caused by the coronavirus.

However, there are risks of various kinds, since a large part of the world population has not yet been vaccinated, and the greatest concern is about the emergence of reactions to the drug or of new strains that are more aggressive.

So if you are ready to resume that vacation, whether or not you are vaccinated, we present some tips that you should take into account so that your trip is one of pleasure and rest, and not one of worries and harmful to your pocket.

Igal Rubinstein, partner and executive director of Sekura, assures that there are different insurance products that can cover the needs of people in case the trip is not as planned.

Protect yourself

Before the pandemic, only 10% of Mexicans who made a trip took out travel insurance, but it is estimated that as of this year, this type of financial instrument will register a growth of up to 30%.

If you already have one

For those who have contracted major medical insurance, they can activate a coverage called “Emergencies abroad” to deal with serious cases.

Remember that the deductible that clients pay is usually high. Minor side effects, by not exceeding the deductible, must be paid for by the contractor.

Blind yourself

One of the recommendations is that insurance for major medical expenses is accompanied by an additional policy or traveler’s insurance.

Listen to us!

The first covers any non-existing accident or illness, including poisoning, fever, high or low pressure. It also includes mishaps that occurred during the trip.

There are companies that also cover cancellation in case you fall ill with COVID-19 and cannot make the trip.

If your vacation is suspended due to a contagion, there are companies that offer interruption coverage, although there are also insurers that offer free PCR or antigen tests when contracting travel insurance.

To measure

These insurances can be contracted per day, weeks or up to a month. The contracts do not exceed that period because the companies already consider it as a residence.

There are instruments that are contracted annually and cover trips of 30 consecutive days that are made during a year.

Depending on the insurer, there will be countries that are excluded due to war or terrorism issues. In case you have been hospitalized and you need to increase the days of your stay, the insurance can cover up to the insured amount.

Travelers insurance can also shield a person in the event of death with the repatriation of the remains.

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